Invoice and receivables financing to unlock working capital.
Invoice and receivables financing advances capital against outstanding B2B invoices, so you don't have to wait 30, 60, or 90 days for customers to pay. We help established businesses compare invoice financing and factoring options through our partner network.
How invoice and receivables financing work
This structure fits businesses that invoice creditworthy commercial or government customers on net terms — contractors, staffing, transportation, manufacturing, professional services, and similar.
Depending on the partner and structure, financing can be set up as factoring (the partner collects from your customer) or as an invoice-backed line (you continue to collect). We'll help you compare both.
What invoice and receivables financing are typically used for
Typical structure and terms
- Structure
- Advance against outstanding receivables Learn more about structure
- Repayment
- Settled as invoices are paid by your customers Learn more about repayment
- Underwriting
- Weighted toward the strength of your customers Learn more about underwriting
- Variants
- Factoring or invoice-backed line of credit Learn more about variants
Considerations to weigh
- — Customer concentration and invoice quality affect available advance rates.
- — Notification vs. non-notification structures differ in how your customers interact with the partner.
- — All-in cost depends on advance rate, fees, and how quickly invoices pay.
Grandview Capital Lending Inc is a business financing broker, not a direct lender. Funding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other funding options to compare
Term loans
Fixed-amount financing repaid over a set schedule. Often used for expansion, equipment, or consolidating higher-cost obligations.
View term loans detailsBusiness lines of credit
Revolving access to capital you draw on as needed. Useful for managing payroll, inventory cycles, and short-term cash flow gaps.
View business lines of credit detailsEquipment financing
Capital tied to the purchase of machinery, vehicles, or other equipment, with the asset itself typically serving as collateral.
View equipment financing detailsTalk through invoice and receivables financing with a specialist
No obligation. We'll review your situation and walk you through whether this structure is a fit — or which alternatives may serve you better.