Equipment financing tied to the asset you're acquiring.
Equipment financing funds the purchase of machinery, vehicles, technology, or other business assets, with the equipment itself typically serving as collateral. We help established businesses compare equipment financing options through our partner network.
How equipment financing work
Because the equipment secures the financing, partners can often offer terms structured around the useful life of the asset. That can keep payments aligned with the revenue the equipment is helping to generate.
Equipment financing is common across trades, transportation, medical and dental, hospitality, and any business that depends on physical assets to operate.
What equipment financing are typically used for
Typical structure and terms
- Structure
- Loan or lease tied to a specific asset Learn more about structure
- Collateral
- The financed equipment itself
- Typical term
- Often aligned with the useful life of the asset
- Down payment
- Varies by partner, asset type, and file strength
Considerations to weigh
- — The equipment is typically titled or liened until paid off.
- — New vs. used and asset type can affect available terms.
- — Quotes or invoices for the specific equipment are usually required in underwriting.
Grandview Capital Lending Inc is a business financing broker, not a direct lender. Funding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other funding options to compare
Term loans
Fixed-amount financing repaid over a set schedule. Often used for expansion, equipment, or consolidating higher-cost obligations.
View term loans detailsBusiness lines of credit
Revolving access to capital you draw on as needed. Useful for managing payroll, inventory cycles, and short-term cash flow gaps.
View business lines of credit detailsRevenue-based financing
Advances repaid as a percentage of receivables or sales. A fit for businesses with consistent monthly revenue and seasonal swings.
View revenue-based financing detailsTalk through equipment financing with a specialist
No obligation. We'll review your situation and walk you through whether this structure is a fit — or which alternatives may serve you better.