Revenue-based financing structured around your sales.
Revenue-based financing advances capital that is repaid as a percentage of ongoing receivables or sales, rather than on a fixed monthly schedule. We help established businesses compare revenue-based options through our partner network.
How revenue-based financing work
Because repayment scales with revenue, this structure tends to fit businesses with consistent monthly sales and natural seasonal swings — retail, restaurants, e-commerce, hospitality, and similar operators.
Funding can often be arranged more quickly than traditional term debt, with underwriting weighted toward revenue patterns and deposit history rather than collateral.
What revenue-based financing are typically used for
Typical structure and terms
- Structure
- Advance against future receivables or sales Learn more about structure
- Repayment
- A set percentage of daily or weekly revenue Learn more about repayment
- Underwriting
- Weighted toward revenue history and deposits Learn more about underwriting
- Speed
- Often faster to fund than traditional term debt
Considerations to weigh
- — Effective cost can be higher than traditional term debt — model the all-in cost carefully.
- — Repayments scale with revenue, so high-volume periods accelerate payoff.
- — Stacking multiple advances can strain cash flow; we generally do not recommend it.
Grandview Capital Lending Inc is a business financing broker, not a direct lender. Funding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other funding options to compare
Term loans
Fixed-amount financing repaid over a set schedule. Often used for expansion, equipment, or consolidating higher-cost obligations.
View term loans detailsBusiness lines of credit
Revolving access to capital you draw on as needed. Useful for managing payroll, inventory cycles, and short-term cash flow gaps.
View business lines of credit detailsEquipment financing
Capital tied to the purchase of machinery, vehicles, or other equipment, with the asset itself typically serving as collateral.
View equipment financing detailsTalk through revenue-based financing with a specialist
No obligation. We'll review your situation and walk you through whether this structure is a fit — or which alternatives may serve you better.