Funding to bridge receivables
When the business is healthy but cash is locked up in receivables, the right structure unlocks working capital without restructuring the operation.
When this use case comes up
B2B businesses billing on net-30, net-60, or net-90 terms regularly carry weeks or months of revenue inside their receivables. Invoice-based financing — whether factoring or a receivables-backed line of credit — converts that into usable working capital. A general line of credit can serve a similar purpose where the gap is less consistent.
We help compare the all-in cost of invoice-based structures versus a working capital line, including how customer relationships are handled in each.
What helps us match you to the right partner
- Receivables aging and concentration by customer
- Typical days-sales-outstanding
- Documented invoicing and collection process
Funding options often used for this
Invoice and receivables financing
Capital advanced against outstanding B2B invoices so you don't have to wait 30–90 days for customers to pay.
Learn moreBusiness lines of credit
Revolving access to capital you draw on as needed. Useful for managing payroll, inventory cycles, and short-term cash flow gaps.
Learn moreGrandview Capital Lending Inc is a business financing broker, not a direct lender. Funding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other situations we help with
Payroll and operating cash flow
Financing options for businesses bridging payroll, rent, and recurring operating costs between billing cycles.
Learn moreInventory and seasonal working capital
Working capital for businesses with cyclical demand, seasonal peaks, and inventory build-up ahead of selling periods.
Learn moreEquipment, vehicles, and fleet
Financing for acquiring or replacing machinery, vehicles, fleet, medical, dental, kitchen, manufacturing, or technology equipment.
Learn moreTalk through your situation with a specialist
No obligation. We'll review what you're trying to fund and walk you through the structures most likely to fit.