Leverage: put a stronger profile to work.
Once the business has a meaningful credit story of its own, financing partners can evaluate the company on its own merits — not solely through the owner's personal credit. That can change the kinds of options available.
What happens during leverage
- Revisit financing options now that the business has a stronger standalone profile.
- Match the file with partners whose underwriting actually weighs business credit.
- Discuss structures that can grow with the business over time.
- Continue monitoring the profile so it stays in good shape going forward.
What you provide
- Updated business financials and bank statements when financing is on the table.
- Clarity on what the capital would be used for.
- Continued responsible management of existing business credit accounts.
Outcomes of the leverage step
- A profile that can be presented to partners on its own merits.
- More informed comparisons across financing options when the time comes.
- A durable credit foundation the business carries forward.
All financing is subject to lender approval and underwriting criteria.
Grandview Capital Lending Inc is a business capital broker, not a direct lender.
Other steps in building business credit
Assess
Review your current business credit profile across the major bureaus, identify what's reporting, and pinpoint gaps holding your file back.
View assess stepEstablish
Confirm the foundational items lenders look for: business entity in good standing, EIN, dedicated business address, phone, and bank account.
View establish stepBuild
Add tradelines and vendor accounts that report to the business bureaus, then manage them responsibly so positive payment history accumulates.
View build stepReady to start the conversation?
Talk through your situation with an advisor. No hard credit pull required to begin.